Tuesday, February 7, 2017

Know your limits

I had these two posts on my Facebook feed almost at the same time (there was one post in between them).


But more importantly, do you limit yourself unnecessarily?


Most of the limits we face in life are self-imposed, or imposed upon us by others, that have no real basis in reality. There are some limits that are arbitrary, such as speed limits:


And some are based on the laws of physics, such as terminal velocity, which is the maximum speed an object can reach in freefall.

So, unless the limits are physical or legal laws, they are all in your mind.

Here's an excerpt from an article from Psychology Today on how to overcome self-imposed limitations:
The senses fool us. They tell us that the earth is flat, that the sun rises in the east and sets in the west, that we are standing still and that we are not falling. If we move past this perceptual deception and begin to develop a conscious awareness of the reality that we inhabit, we begin to question the information that we are gathering from our senses and, in doing so, challenge our perceptions and come closer to a ripening state of consciousness.
This same process applies to our self-perception and our world view. Perception - particularly self-perception - can, regrettably, be reality. That is the trap, and that is where, quite frankly, we become a victim of our own device.
We need to examine our "reality" since our senses, internal and external, don't really perceive things as they actually are.

Interesting days


Today - Ballet DayWave All Your Fingers At Your Neighbors Day and Send a Card to a Friend Day


Chocolate Dipped Mint Oreos

Detailed Description:

We start by taking delicious mint Oreo cookies, cover them in delicious Fernwood milk chocolate and then top them with crushed peppermint candy. This incredibly delicious flavor combination is a treat for everyone to enjoy, especially mint lovers!

Check out these and other Valentine's Day gifts here.

March 7 - Be Heard DayCereal DayUnique Names Day and Crown Roast of Pork Day Check out this recipe

Monday, February 6, 2017

How Millennials Could Be the Next Greatest Generation of Personal Finance

This post is from an article on The Art of Manliness and ties in with an article they did and I blogged about a few months ago:
Articles written about the financial woes of Generation Y tend to follow one of two pervading narratives:
1) Millennials are lazy, entitled narcissists who have brought their problems on themselves by not being ambitious, hard-working, and independent enough.
Or
2) Millennials came of age during the biggest financial crisis since the Great Depression (caused by the hubris of entitled, narcissistic Baby Boomers, of course), are saddled with massive student loans, and thus have the deck impossibly stacked against them. (And if they are a little coddled, well, who raised them to be that way?)
 Here is where the article ties in with the previous blog post:
According to the Strauss-Howe theory of history, similar geopolitical and economic events, as well as generational archetypes, repeat themselves roughly every 80 years.
Within that 80-year cycle (or “saeculum”) are 20-year mini-cycles (or “turnings”) which each witness distinct sets of events as well as cultural moods. They are most easily thought of like the seasons of the year: The first turning (“spring”) is a “High” period in which institutions, optimism, unity, and progress are strong. The second turning (“summer”) is the “Awakening” period, which seeks a rejuvenation of the inner worlds of art, religion, and values. The third, “fall,” is called the “Unraveling,” as the culture fragments and institutions become dysfunctional. The fourth turning is a historical winter — a “Crisis” period in which there is typically economic turmoil and war. Then, spring comes once more.
Moving through these four seasons are four generational archetypes (Artist, Prophet, Nomad, and Hero) whose characteristics are shaped by the turning they pass through as they come of age. For example, during a fourth turning, those of the Artist generation are little children, those of the Hero generation are young adults who serve as “foot soldiers” in the fight, middle-age Nomads lead Heroes, and older Prophets impart vision and values for navigating the Crisis.
The last Crisis began in 1929, ran through the 1940s, and was driven by the Great Depression and WWII. The young adults who grew up in financial straits and fought the war on the ground were the last Hero generation.
Over the past eight decades the wheel has spun round once more, so that we again find ourselves in a fourth turning. This one, according to Neil Howe, co-formulator of the generational cycle theory, began with the financial crisis of 2008.
The cohort coming of age during this Crisis period are, of course, Millennials, who find themselves in the position of being the new Hero generation.
Although in the previous post we don't talk just about finances...we also talk about war. Is another war on the horizon? I'm not sure, but I personally think the prospects are pretty high and seemingly getting higher all the time.

What are some of the hurdles facing millennials?

  • Millennial income is stagnant and will likely remain stagnant for two decades
  • Millennials are laden with debt
  • Millennials are financially dependent on parents
  • Millennials are financially fragile
  • Upward economic mobility is decreasing
But there are some hopeful signs:
  • Millennials are savings more than other generations
  • Millennials are more careful about credit card debt
  • Millennial entrepreneurs have a committed, long-term, legacy-minded view of their business
Overall, Millennials are happy with what they’ve got; 9 in 10 say they currently have a sufficient amount of money.
Even though it doesn't mention it in this article, millennials are very open to network marketing. Check out this article by my friend, Jackie Ulmer, that talks about the subject.

There will be more to come from AoM and probably from me:

Despite the economic challenges they face, Millennials remains stubbornly optimistic about the future. As one study found, 67% “believe they will achieve a greater standard of living than their parents” and 72% “say they feel in control of their future and believe they can achieve their goals.” (It should be noted that Strauss and Howe predicted this characteristic optimism of Generation Y more than twenty years ago.) That may sound naive, but they actually have great reason to hold such hopes. If the Strauss-Howe theory turns out to be true, and if we are able to navigate successfully through this Crisis period, in about a decade or so we’ll find ourselves in the midst of another High. An economic boom period like the 1950s that the last Heroes enjoyed after twenty years of hardship and strife.
That doesn’t mean though that we should just sit on our hands and wait for 2028 to roll around. Developing and deepening a commitment to the principles of sound personal finance now will not only help us weather the current storm, but prepare us to deal with what is in many ways an even greater challenge: robust prosperity.
Next month we’ll lay out suggestions for how our generation can do just that, and surmount the challenges laid out above. ‘Til then, keep living simply and saving your dollars, and remember the motto that helped our grandparents endure their winter, and advance towards spring: We did it before and we can do it again.

Interesting days


Today -  Lame Duck Day and Frozen Yogurt Day

Tomorrow - Ballet DayWave All Your Fingers At Your Neighbors Day and Send a Card to a Friend Day

Next Monday - Get A Different Name DayTortellini DayRadio DayMadly In Love With Me DayClean Out Your Computer Day and Employee Legal Awareness Day

March 6 - Frozen Food DayDentist's DayFun Facts About Names Day and White Chocolate Cheesecake Day And be sure to check out this recipe!

Sunday, February 5, 2017

The Funday Sunnies

Interesting days



Tomorrow  - Lame Duck Day and Frozen Yogurt Day

Next Sunday - World Marriage DayPlum Pudding DayDarwin Day and Lost Penny Day Celebrated, appropriately enough on Lincoln's birthday. When I was a kid, Lincoln's and Washington's birthdays were separate holidays that were nefariously combined into Presidents' Day 

March 5 - Cheese Doodle DayNamesake Day and Absinthe Day


Saturday, February 4, 2017

Your weekend guide to interesting days

This week


Sunday -  Curmudgeons DayPuzzle DayFreethinkers Day and Cornchip Day

Monday - Blue MondayBubble Wrap Appreciation DayCroissant Day and Inane Answering Message Day

Tuesday - Gorilla Suit DayBackward Day and Inspire Your Heart With Art Day





Today - Take Your Child To The Library DayHomemade Soup DayStuffed Mushroom DayThank A Letter Carrier Day, Wear Red Day and Lace Day

Next week


Tomorrow - Weatherman's DayWorld Nutella DayYorkshire Pudding DayChocolate Fondue DayWestern Monarch Day and  Dump Your Significant Jerk Day

Monday - Lame Duck Day and Frozen Yogurt Day

Tuesday - Ballet DayWave All Your Fingers At Your Neighbors Day and Send a Card to a Friend Day



Friday - Cream Cheese Brownie Day, Umbrella Day and Plimsoll Day

Saturday - Pro Sports Wives Day, Don't Cry Over Spilled Milk Day, Get Out Your Guitar Day, White Shirt Day, Satisfied Staying Single Day, Make a Friend Day and Peppermint Patty Day
 

Next month


February 28 - Chocolate Soufflé DayTooth Fairy Day and Floral Design Day




March 3 - Employee Appreciation DayDay of Unplugging, Cold Cuts Day, Salesperson Day, National Anthem Day, Dress in Blue Day, World Wildlife Day and What If Cats and Dogs Had Opposable Thumbs Day

March 4 - Toy Soldier Day,  International Scrapbooking Industry Day, Grammar Day and
Poundcake Day


Friday, February 3, 2017

The Friday Fishwrap

All the news that's fit to wrap around a dead fish

I'm going to try something different this week. Instead of having all of the interesting days in today's post, I'm going to move them out to tomorrow which is "Your weekend guide to interesting days", it just seems like a better place for them and this will then be more of a wrap-up. Maybe I'll write a little more about the week in review...what do you think? Maybe an interesting excerpt from each post?

The week in review


Monday - "Never Give Up" From Harvey Mackay

Tuesday - "Very random musings" Miscellaneous thoughts

Wednesday - "Gung hay fat choy" Happy year of the Yin Fire Rooster

Thursday - "Happy Groundhog Day! #TBT" Why we celebrate some of the things we celebrate

Interesting days



Tomorrow -  Take Your Child To The Library DayHomemade Soup DayStuffed Mushroom DayThank A Letter Carrier Day, Wear Red Day and Lace Day

Next Friday - Cream Cheese Brownie Day, Umbrella Day and Plimsoll Day 

March 3 - Employee Appreciation DayDay of Unplugging, Cold Cuts Day, Salesperson Day, National Anthem Day, Dress in Blue Day, World Wildlife Day and What If Cats and Dogs Had Opposable Thumbs Day




Thursday, February 2, 2017

Happy Groundhog Day! #TBT

Here's a post from last year:

Ever wonder how Groundhog Day got started, why weddings were traditionally in June, or why we hold elections in the fall? The timing of present-day rituals and holidays may be based on the calendars of the ancient Celts and other cultures! Read this explanation from The Old Farmer's Almanac.

The year was divided into four major sections, called quarter days. Then, each section was divided in half, creating four cross-quarter days. Together, these made an eight-part year that reflected the natural procession of the seasons.

The Quarter Days


The days that marked the four major divisions of the year were called Quarter Days; they originally marked the solstices and equinoxes, fitting readily into the rhythm of the ways people farmed. As the 12-month Roman calendar was adopted for both civil and religious purposes, all of the Celtic days began to conform more closely with the liturgical year of the Christian church and became identified with major religious festivals.

[Editors’ note: Historians are divided as to whether the ancient Celts observed the solstices and equinoxes (what we call quarter days). Some believe that the Celts divided the year into just four major sections: Samhain, Imbolc, Beltane, and Lughnasadh (what we call cross-quarter days). For this article, we will assume that the ancient Celts observed all eight divisions of the year.]

March 25, Lady Day


Around the time of the spring equinox, Lady Day became the traditional day for hiring farm laborers for the planting and harvesting seasons ahead. (In the church calendar, this day became the feast of the Angel Gabriel’s annunciation to the Virgin Mary that she would be the mother of Christ.)

June 24, Midsummer Day


Around the time of the summer solstice, this day was the midpoint of the growing season, halfway between planting and harvest. (The English church later celebrated this day as the birthday of John the Baptist, who foretold the birth of Jesus exactly six months later.)

September 29, Michaelmas


Around the time of the fall equinox, the harvest commenced on this day, and there were great fairs and festivals. This started the custom of early autumnal elections, because it was a convenient time for people to gather. Elections came to be shifted to November in the American climate, where the harvest season was more stretched out.

December 25, Christmas


This observance originated as a winter solstice festival and celebrated a time of resting and gathering fertility for a new round of sowing and reaping. The Celtic rituals merged easily with the Christian celebration of the birth of Jesus. Farm workers were usually paid for their year’s labor at Christmas, giving them reason to celebrate and three months rest before the next season.

The Cross-Quarter Days


These days marked the midpoint between a solstice and equinox. For the ancient Celts, these marked the beginning of each season, with the major two divisions being winter (Samhain), starting the dark half of the year, and summer (Beltane), starting the light half of the year.

February 2, Candlemas


Candlemas acquired its English name from the candles lit that day in churches to celebrate the presentation of the Christ Child in the temple of Jerusalem.

Originally, this day was called Imbolc (lambs’ milk) because the lambing season began. It was also called Brigantia for the Celtic female deity of light, calling attention to the Sun’s being halfway on its advance from the winter solstice to the spring equinox.

Much of this day is grounded in the seasons—estimating how soon spring-like weather will come and when to plant the crops.
  • It was not held as a good omen if the day itself was bright and sunny, for that betokened snow and frost to continue to the hiring of the laborers 6 weeks later on Lady Day.
  • If it was cloudy and dark, warmth and rain would thaw out the fields and have them ready for planting.
Our Groundhog Day is a remote survivor of that belief. Though we recognize animal behavior isn’t always the way to judge planting dates, the tradition continues, often with a wink and a smile.

groundhog-flower_0.jpg

May 1, May Day


May Day, or Beltane, was the halfway point between the spring equinox and the summer solstice, and marked the beginning of summer for the ancient Celts. It was a day for dance and song to hail the sown fields starting to sprout.

Beltane was a time for the pairing of young couples, though not yet their wedding, which would not come until the next Cross-Quarter Day, after three months of seeing how they suited each other.
Today’s June weddings came from this tradition; given impatience of the couple, the waiting period came to be shortened to a six-week span.

August 1, Lughnasadh


Lughnasadh was the wedding of the Sun god Lugh to the Earth goddess, causing the ripening of crops.
  • The church transformed it into an offering from the first fruits of the land; the first loaves baked from the new wheat were offered at the Loaf Mass, which became corrupted in pronunciation to Lammas.

October 31, Samhain


Samhain (“summer’s end”), or Halloween, marked the beginning of winter for the ancient Celts, and many historians believe that it served as the start of the new year in the Celtic calendar. It was the day when the cattle were brought in from pasture; those needed for the winter’s supply of meat would be slaughtered. Since Samhain was the death-night of the old year, it came to be associated with ghosts and graveyards. It has happier associations too, such as apple bobbing, which was a form of telling fortunes for the new year.

We hope you found this history interesting! It’s amazing how today’s holidays reflect the rich fabric of our past.


Source: 

Wednesday, February 1, 2017

Gung hay fat choy

Happy Chinese New Year! Saturday marked the beginning of the year of the Yin Fire Rooster. I'm sure that most of you are familiar with the 12 animals of the Chinese zodiac, but maybe not with the Yin Fire part. I did a blog post on the subject in February of last year.

Today seemed like a good day to talk about Chinese New Year for two reasons 1) It's right after the start of the new year...Chinese New Year begins on the first new moon of the year and 2) Today is Serpent Day and the serpent or snake is one of the 12 animals of the Chinese zodiac but the next year of the Snake won't be until 2025.

My dad was born in the year of the Rooster, except he was a Yin Water Rooster. Here are some of the qualities of roosters:

Type of Rooster           Year of Birth        Characteristics

Wood Rooster              1945, 2005        Energetic, overconfident, tender, and unstable
Fire Rooster                 1957, 2017       Trustworthy, with a strong sense of timekeeping and responsibility    
                                                           at work
Earth Rooster               1909, 1969        Lovely, generous, trustworthy, and popular with their friends
Gold Rooster                1921, 1981        Determined, brave, perseverant, and hardworking
Water Rooster              1933, 1993        Smart, quick-witted, tenderhearted, and compassionate

You can find more at this page, including what this year will bring for you and some famous roosters.

But what I found really interesting while researching this post is that Donald Trump and two of our three most recent presidents were all born a month apart: Bill Clinton in August of 1946, George W. Bush in July and Donald Trump in June! Three very different personalities all born within a 90 day period.

1946 was a Yang Fire Dog year and according to China Highlights a Fire Dog is Intelligent, hardworking, and sincere. I'll leave it to you to see if there's any correlation to the current and former presidents.

Let's talk about our most recent president, Barack Obama. Obama was born in 1961, which was a year of the Ox. In fact 1961 was the year of the Yin Gold Ox and these people are Hardworking, active and always busy, and popular among friends. Another interesting tidbit is that 1 and 4 are lucky numbers for oxes and Obama was the 44th president. History will show us whether this was a lucky time for him.

And totally unrelated, there was a TV series in 1982 called "Tales of the Gold Monkey". The years of the Gold Monkey in the Chinese zodiac were 1920 and 1980...the next one will be 2040.



Interesting days







March 1 - Refired, Not Retired DayPlan A Solo Vacation Day, World Compliment DayFruit Compote DayHorse Protection Day and  Pig Day These last two are also animals of the Chinese zodiac!